One Universal Platform – All your Borrower Verification Analytics Delivered in Minutes
Power your digital decisioning workflows with accurate data in real-time. Our One-Stop solution includes support for bank statement – paystub upload and the industry’s only Underwriter Transaction module to close complex bank statement loans in 24 hours.
We seamlessly and securely connect borrowers with their banks and capture all income sources to accurately identify:
We instantly capture monthly balances and calculate averages to display monthly trend data for maximum insights.
Summarize borrower payroll and employer data with a few clicks. Validate employment status prior to close.
Deliver full tax transcripts/data using modernized IRS systems to empower your digital underwriting processes. More insights returned more quickly.
Our market leading AI Categorization, automatically delivers a complete P&L by accurately tagging income and expenses configured for each lender process:
Not all borrowers are digital savvy so we integrated our bank statement – paystub uploader to assure no customer is left behind.
As the market shifts to higher margin alternate lending products, Verifast continues to innovate on demand, delivering our Underwriter Transaction Module. The platform eliminates error prone manual “stare and compare” tasks and dramatically compress loan close times.
Our module allows borrowers, brokers and underwriters to collaborate in real time validating all income – expense line items and auto-generate a real-time income statement.